Agree to lender's terms and money will be deposited to your account
Need Cash Fast?
Are you counting the days until payday? Emergency auto repairs, unexpected bills, and other unplanned expenses can wreak havoc on your finances. There is no need to live with financial stress - a payday loan is an excellent solution for short-term cash flow problems. A payday loan will provide you with cash now, so you can set your worries aside.
Qualifying for a Payday Loan is Simple
In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times - you may still be approved for a payday loan even if you have bad credit or a past bankruptcy.
What Are You Waiting For?
At FirstLoanTrust we pride ourselves on quickly finding you a lender that best matches your needs. When using our service, you will fill out a short form and the information you provide will be used to find your lender. In most cases applying through our site only takes a few minutes of your time. After your loan is approved, you will be redirected to the lender's website to review the terms of the loan, and if accepted, the funds will be deposited directly into your bank account!
What is FirstLoanTrust?
FirstLoanTrust.com is a payday lending network that matches you with direct lenders. Based on the information that you provide us with, we will find the lender to meet your financial needs. Our services are completely FREE to you! FirstLoanTrust does not provide cash loans - we are here to assist you in securing a loan with an established payday lender. Each lender that we work with has their own terms, and we highly recommend carefully reading your loan contract before making a commitment.
A Payday Loan Will Give You the Cash You Need
Payday lenders specialize in servicing loans between $100 and $1000. Each of the lenders in our network is an independent company that sets their own lending guidelines, but generally the amount they will borrow you depends on factors such as your income and employment history.
Do I need to fax documents as part of the process?
In most cases no. However, if information you provided is inconclusive or seems false, lenders may ask you to fax additional documentation.
Please review our site for valuable information about our services and payday loans. If you have further questions, we invite you to contact us at anytime. We look forward to helping you solve your short-term financial troubles.
FREQUENTLY ASKED QUESTIONS
How is my private information
If I have bankruptcy or bad credit
can I still get the loan?
Yes you can still get it despite bounced checks, charge offs, bankruptcy and also credit related issues.
The cost of the loan and APR depends on information in your application. The terms are disclosed in the application process when you are directed to the lender's loan agreement.
A representative example: With a minimum 14 day loan term (regardless of early loan payoff), we estimate that the fees and finance charges offered by members of our lending network range from $12 per $100 borrowed each 14 days (two weeks) up to $30 per $100 borrowed each 14 days (two weeks). The corresponding Annual Percentage Rate (APR) for this estimated range would be between 391.07% and 782.14%. More generally, depending on the exact loan amount, loan period and lender we match you with, the APR may be between 260.71% to 1825%.
Implications of Non-payment:
Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively affect your credit history.
Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. By submitting your application and information on this website, you agree to allow any and all participating lenders to verify your information and check your credit. Cash transfer times may vary between lenders and not all lenders offer one hour service. Not all lenders can provide up to $1000.
Consumer Notice: A cash advance, also referred to as a payday loan or payday advance, is a small, short-term loan that is intended to cover a borrower's expenses until the following payday. Cash advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Consumers are encouraged to consult the federal, state, and local governments to learn more about the risks involved with cash advances, local laws and regulations governing cash advances, possible loan alternatives and recent developments in their state. Consumers with credit difficulties should seek credit counseling.